Protocol analysis • tokenized card aggregation • contactless payments • OpenData / OpenFinance-ready API delivery
We convert mobile wallet features (multi-card aggregation, virtual travel card, FX/cashback rules, Go Back In Time®-style routing) into documented, testable APIs and reference SDKs so your product can accept payments, route charges, and manage customer balances securely.
POST /api/v1/wallets/{wallet_id}/virtual-cards
Content-Type: application/json
Authorization: Bearer <SERVICE_TOKEN>
{
'card_label': 'Travel USD',
'currency': 'USD',
'limit': 2000.00,
'expiry_days': 365
}
Response: 201 Created
{
'virtual_card_id': 'vc_01F3X...'
}
POST /api/v1/payments/route
{
'amount': 150.00,
'currency': 'GBP',
'merchant_id': 'm_9876',
'user_profile': { 'preferred_card_order': ['card_1','card_2'] }
}
Response: { 'route': 'card_2', 'estimated_fee': 0.99 }
Fintechs, banks, PSPs and marketplaces who need to add a Curve-style single-card user experience, multi-card routing, virtual cards or cross-border spend management to their product quickly and in a compliant manner.
Important: We do not perform or assist with unauthorized access. All analysis and integrations are performed under client-provided authorization or against public/open APIs and compliant OpenBank/OpenData feeds.
We are a technical service studio specializing in app interface integration and authorized API integration. Our team combines mobile app protocol analysis, OpenData/OpenFinance integration, and turnkey API source-code delivery. Core services include protocol analysis, interface refactoring, Open Banking adapters, third-party interface implementation and automated test scripts — delivered with security and compliance in mind.
To get started, click the button below and provide:
Curve Pay / Curve is a digital wallet and payment app that consolidates multiple debit and credit cards into a single travel & spend card, integrates with mobile wallets (Google Pay / Apple Pay), supports virtual card issuance, provides multi-currency FX and global cashback, and offers features such as Go Back In Time® card switching and spend routing. Key features include combining cards, tap-to-pay integration, free and premium plans with different ATM and FX allowances, instant refunds and routing, and customizable rules for selecting which underlying card to charge.
This description is used to define integration targets and is included here as a reference for the API deliverable.